When a full appraisal isn't required, Accurate Group offers the complete range of alternative valuation products — from desktop appraisals to BPOs — for speed and cost-efficiency.
Built for regulated mortgage environments — with compliance, speed, and integration as core design principles.
ValueNet™ is Accurate Group's proprietary desktop appraisal platform — connecting lenders to a curated network of licensed appraisers for GSE-eligible desktop reports in all 50 states. Lower cost, faster turn times, and full compliance built in.
Learn About ValueNet™ →As the industry's first AMCC™, Accurate Group brings compliance expertise, technology innovation, and operational scale to every product we deliver.
Our alternative valuations solution is built on the same AccurateAudit™ compliance foundation that underlies everything we do — so you get quality, speed, and audit-readiness automatically.
Industry-leading technology for regulated mortgage environments.
Alternative valuations are appropriate when GSE or investor guidelines permit — typically for lower-risk transactions, refinances with strong LTV positions, and portfolio products where a full URAR isn't required. Accurate Group's valuation cascade identifies the right product automatically.
A hybrid appraisal uses a third-party inspector to perform the property inspection, while a licensed appraiser completes the valuation analysis remotely using the inspection data. A desktop appraisal uses existing data sources (MLS, public records) without any physical inspection.
Many are. Desktop appraisals and hybrid appraisals are accepted by Fannie Mae and Freddie Mac for eligible transactions. We monitor GSE guideline updates continuously to ensure our products remain compliant with current eligibility requirements.
An Automated Valuation Model (AVM) uses statistical modeling and public data to estimate property value. Accurate Group integrates multiple best-in-class AVMs and uses them as a component of our valuation cascade — particularly for screening, portfolio monitoring, and low-risk transactions.
Using AVMs creates ongoing regulatory obligations. AVM Compliance Track™ provides continuous model performance monitoring, fair lending analysis, and audit-ready reporting — keeping you compliant with SR 11-7 model risk guidance and the interagency AVM rule.
Explore AVM Compliance Track™ →Hundreds of banks, credit unions, and mortgage firms trust Accurate Group for speed, accuracy, and compliance.