The FIRREA Appraisal Threshold Debate

Regulators are considering whether to increase the threshold for residential real-estate transactions requiring an appraisal from $250,000 to $400,000. Is the timing right for a change?

The market is just eight years removed from the last financial crisis. While there has been steady growth in high-quality loans, lenders and borrowers may be just starting to stretch the bounds of prudent lending. Could this rule change induce lenders to make bad loans again? Add in rising interest rates coupled with stiff, emerging competition, and you have additional potential for risk.

Regardless of the outcome, it’s important that you understand the market forces at play and are equipped with the right technology, processes and data to position your organization for success.

To gain important insights, fill out the form to download our whitepaper: “The FIRREA Appraisal Threshold Debate: Are We Asking the Right Questions?”

[contact-form-7 id=”5542″ title=”Appraisal Threshold Debate Whitepaper Download”]